All 3 banks have released their 4Q & FY2025 results – with DBS reporting on 9 February, followed by UOB on 24 February and OCBC on 25 February. In this post, I’ve placed their key figures side by side to compare their performance and determine which bank achieved the strongest growth. You’ll also discover which of the 3 is the ‘cheapest’ and which is the ‘most expensive’ based on their current valuations.
Oversea-Chinese Banking Corporation Limited (SGX: O39): 4Q & FY2025 Results Review
Formed from the merger of 3 local banks back in 1912, Oversea-Chinese Banking Corporation Limited (SGX: O39), or OCBC, is the second largest bank in Southeast Asia (by total assets). Currently, the bank has a network of close to 400 branches and representative offices in 19 countries and regions. In this post, you’ll find a review of OCBC’s 4Q & FY2025 results in terms of its financial figures, key financial ratios, and dividend payout to shareholders…
United Overseas Bank Limited (SGX: U11): 4Q & FY2025 Results Review
With over 9 decades of history, United Overseas Bank Limited (SGX: U11), or UOB, is one of the leading banks in Asia. Currently, it has a global network of more than 470 offices in 19 markets in Asia Pacific, Europe, and North America. In this post, you’ll find a review of the Singapore headquartered bank’s latest 4Q & FY2025 results in terms of its latest financial figures, key financial ratios, and its dividend payout to shareholders…
DBS Group Holdings Limited (SGX: D05): 4Q & FY2025 Results Review
Headquartered in Singapore, and with a presence of 19 markets globally, DBS Group Holdings Limited (SGX: D05), or DBS is not only the largest in its home market, but also in Southeast Asia (by total assets). In this post, you’ll find a review of the Singapore bank’s latest financial figures, key financial ratios, and dividend payouts to shareholders for 4Q & FY2025…
DBS, UOB, and OCBC’s 3Q & 9M FY2025 Scorecard: Who Wins on Performance and on Valuation
Now that all the 3 Singapore banks have released their 3Q & 9M FY2025 business updates (with DBS and UOB on 6 November, and OCBC on 7 November), its time put their figures side-by-side to find out which of them had the strongest growth. At the same time, I have also put their current valuations together to find out which is the ‘cheapest’ and the ‘most expensive’ – all of which you can read about in this post…
Understanding UOB’s Allowance Surge, and What it Means for Dividends: Responses from the Investors Relations
United Overseas Bank Limited (SGX: U11), or UOB, released its business update for 3Q and 9M FY2025 yesterday (06 November). A key point of concern was the sharp increase in allowances for credit and other losses, which led to a 72.5% year-on-year decline in net profit attributable to shareholders for the quarter. To gain further clarity, I reached out to the bank’s Investor Relations team regarding the factors behind the allowance spike and its implications for the final dividend payout (particularly how it will be computed). In this post, I’ll be sharing their responses…
Key Takeaways for Investors from OCBC’s 3Q and 9M FY2025 Business Update
Formed in 1932 from the merger of 3 local banks, Oversea-Chinese Banking Corporation Limited (SGX: O39), or OCBC, is Singapore’s longest established bank. Today, its banking network spans over 400 branches and representative offices in 19 countries and regions, with its core markets in Singapore, Malaysia, Indonesia, and Greater China. This morning (07 November), OCBC released its business update for the 3rd quarter and for the first 9 months of FY2025 ended 30 September, and in this post, you’ll find my review of its latest financial figures and key financial ratios…
My Analysis of United Overseas Bank Limited’s 3Q and 9M FY2025 Business Update
With a global network of more than 470 offices in 19 countries in the Asia Pacific, Europe, and North America, United Overseas Bank (SGX: U11), or UOB, is ranked as one of the leading banks in Asia. On top of that, the Singapore-headquartered bank also received a high credit rating by the top credit rating agencies in the world. In this post, you’ll find my review of UOB’s latest 3Q and 9M FY2025 business update in terms of its latest financial figures and key financial ratios…
How Did DBS Group Holdings Limited Fare in 3Q and 9M FY2025?
Headquartered in Singapore, DBS Group Holdings Limited (SGX: D05), or DBS for short, is not only the country’s largest bank, but also Southeast Asia’s largest (by assets). Currently, the bank has a business presence in a total of 19 markets, with its focus in Greater China, Southeast Asia, and South Asia. This morning (06 November), DBS released its 3Q &9M FY2025 business update, and in this post, you’ll find my review of its latest set of financial figures, key financial ratios, and dividend payout to shareholders…
DBS, UOB, and OCBC Face-Off: Which Bank Stood Out in its 2Q & 1H FY2025 Performances and Dividends?
All 3 Singapore banks (in DBS, UOB, and OCBC) have already reported their results for the 2nd quarter, as well as for the 1st half of FY2025 ended 30 June 2025. In this post, I have put their latest financial figures and ratios, as well as dividend payouts side-by-side to find out which have the strongest improvement (in percentage terms) this time round. Also, you will find out which of the 3 is currently the cheapest, as well as the most expensive, based on their current valuations…

