Just like anyone who is starting out to build his/her long-term investment portfolio, the journey is anything but ‘smooth sailing’. Chance are the obstacles you are faced with are exactly the same, if not similar to what I have faced. In today’s post, you will find 3 key lessons I have learned in the last 3+ years as a retail investor which I hope you will find useful, and at the same time, inspire and motivate you to get started (if you are still sitting on the fence)…
Opinion: Should REITs Invest Solely in Properties in Singapore?
For those of you who have studied the latest results released by the REITs listed in Singapore, you will notice that apart from higher borrowing costs, for those with properties overseas, unfavourable foreign exchange as a result of a strong Singapore dollar (where the REITs report its financial figures in) is another reason for the weaker distribution payout (compared to last year.) On the latter, one of the questions asked by a number of unitholders is whether the REITs should divest the overseas properties and focus solely in Singapore. In today’s post, you will find my take on this…
7 Different Types of Assets Owned by REITs
REITs, which is the short form for Real Estate Investment Trust, are popular among retail investors due to its relatively high dividend yield (most of them above 4.0%), along with its regular payout frequency (either quarterly, or half yearly). One of the most common questions asked by those who are new to REITs is, what do they invest in, and how they derive their income? In today’s post, you will learn about the 7 different types of assets which the REITs listed on the Singapore Exchange invest in…
3 Things You Need to Keep in Mind when Building Your REIT Investment Portfolio
I totally understand the amount of work required when you are just starting out to build your REIT investment portfolio, but please do not let this deter you from starting out on this journey. For those of you who are just getting started (congratulations for making the decision to do so), here are 3 things you need to keep in mind – they are based on my personal experiences and I hope you will find the advices presented within useful…
‘Building Your REIT-irement Portfolio’ Authored by Lim Jun Yuan is Finally Here!
After months of hard work to first brainstorm about the content, write it, proofreading it countless of times, and finally putting it to print, I’m happy to announce the official launch of my first book – ‘Building Your REIT-irement Portfolio’. As the title suggests, it contains everything you need to know to building your very own REIT portfolio, with income for distribution able to either supplement your active income, provide for your ‘wants’, more savings, or for your day-to-day expenditure when you retire. You can find out more about the book, and grab a copy of it (ebook or physical book) here…
Playing with FIRE: Reviewing & Investing in the Singapore Market for 2H 2023
‘Playing with FIRE’ is a monthly show by MooMoo Singapore, hosted by Ms Olivia Higgins, where she interview financial experts on their financial journey. I had the honour of being invited by Ms Higgins onto the show yesterday (03 August 2023). For those of you who have missed it, you can check out a replay of it here…
Launch of Depository Receipts under DR Linkage with Stock Exchange of Thailand – What You Need to Know
This morning (30 May 2023), the Singapore Exchange have officially launched a new product by the name of Singapore Depository Receipts (SDRs) under the Thailand-Singapore DR Linkage, where you can now buy and sell shares of 3 Thai blue-chip companies on your local brokerage platforms the same way you buy and sell shares of any Singapore-listed companies. If you’re unfamiliar with this, not to worry – you can read more about it in today’s post, along with getting a better understanding about each of the 3 Thai companies in terms of its businesses, financial performances, and dividend payouts over the last 5 years…
4 Non-REIT Singapore-Listed Companies that Pays out Quarterly Dividends
REITs are not the only ones that pays out dividends once every 3 months – there are some non-REIT companies that pays out a dividend in such a time frequency too. In this post, you’ll find 4 of such companies (3 of them are constituents in Singapore’s benchmark Straits Times Index), along with a brief introduction about its business operations, as well as its financial performances and dividend payouts over the last 5 years…
Ready to REITire Series Video #5 – Navigating through Changing Trends
2 things have changed since the outbreak of the Covid-19 pandemic – people are now used to, and want to continue to ‘work from home’ instead of working in the offices, along with buying whatever they need online – that said, how will these changing trends affect the office and retail properties respectively? In the final part of this ‘Ready to REITire’ video series, filmed together with the team at The Joyful Investors, you can find out our views on this…
Ready to REITire Series Video #4 – The Impact of Rising Interest Rates on REITs
The days of low interest rates are well and truly over, with the Federal Reserve hiking interest rates by 7 times last year (in 2022) to bring Federal Funds to 4.25% to 4.50% at the end of the year (from a rate of 0% to 0.25% before the hikes.) As REITs need to take on bank borrowings to fund for acquisitions, how will the rise in interest rates affect their growth? In the 4th instalment of the ‘Ready to REITire’ video series done together with The Joyful Investors, we will be sharing our thoughts, along with why REITs still make good investments…
